Cardholder Data (CHD)
Cardholder data is full Primary Account Number (PAN) at a minimum; this is the 15 or 16 digit account number on a credit or branded debit card. Cardholder data may also include cardholder name, expiration date and/or service code, and Sensitive Authentication Data (SAD) such as the 3 or 4 digit code printed on a card, magnetic stripe data, PIN, or chip data.
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